HOA fee rates climb in homes for sale
According to the recent Homeowners Association Report from Realtor.com®, homeowners associations (HOAs) continued their steady growth across the U.S. housing market in 2025, with nearly 44% of homes for sale now subject to a monthly HOA fee. That rate has climbed from 34.3% in 2019 to 43.6% in 2025, underscoring how HOA fee obligations have become an increasingly common part of the total cost of buying a home.
“HOAs are no longer confined to condos or brand-new developments,” said Joel Berner, senior economist at Realtor.com®. “The HOA-heavy construction boom earlier in the decade is now filtering into the existing-home market, and many of those newer communities were built with shared amenities, private roads and common spaces that require ongoing maintenance. At the same time, rising insurance costs, stricter building safety standards and higher labor and material prices are pushing associations to raise dues, making monthly HOA fees a much more common—and more costly—feature of homeownership than they were even a few years ago.”
