Housing Headwinds are Fading
At last, there’s some good news for builders! The mortgage-rate lock-in effect, which has recently represented one of the biggest
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Housing Economy
Affordability challenges impact housing trends
Housing affordability has been declining in recent years, with deterioration in price-to-income ratio being a key factor. Home prices have
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2026 Housing Outlook
The housing market will continue to face several headwinds in 2026, including economic policy uncertainty, a softening labor market and
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Pennsylvania unveils plan to be the most affordable state to build in
Pennsylvania Gov. Josh Shapiro says the state needs to update its laws and invest in housing production. He introduced a
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One builder accounts for a third of San Antonio’s permits
Homebuilders in San Antonio, Texas pulled nearly 3,885 residential permits in 2025. Production builder Lennar pulled of those 1,246 permits,
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Home affordability is improving
Home affordability is improving, with Americans needing to earn $111,252 per year to afford the typical U.S. home for sale,
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Homeownership rate grows to 65.7%
According to new data released from the Census’ Housing Vacancy Survey (HVS) in the last quarter of 2025 the reported
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Luxury home prices continue climbing
The average luxury home sale price in the U.S. rose 4.6% year over year to $1.31 million in December 2025.
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U.S. home sales see life
New listings of U.S. homes saw the first increase in more than two months, with home sales rising about 1%
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Mortgage rates continue to decline in January
Freddie Mac reported the 30-year fixed-rate mortgage averaged 6.10% in January, 9 basis points (bps) lower than the previous month.
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U.S. Home Price Insights
Year-over-year home price growth in the U.S. continues its downward trend, with growth slowing to just 0.9% in December 2025, while the Midwest and Northeast hubs
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HOA fee rates climb in homes for sale
According to the recent Homeowners Association Report from Realtor.com®, homeowners associations (HOAs) continued their steady growth across the U.S. housing
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Gen Z home ownership ticked up in 2025
Generation Z’s (Gen Z), individuals born between 1997 and 2012, home ownership rate rose in 2025. According to a Redfin
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Mortgage-purchase applications rise with lower mortgage rates
Mortgage-purchase applications rose 5% week over week to their highest level in three years. U.S. pending home sales fell 2.9%
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Freddie Mac announces 30-year FRM decrease
Freddie Mac released the results of its Primary Mortgage Market Survey (PMMS) on Jan. 15, 2026, showing the 30-year fixed-rate
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Freddie Mac’s multifamily production reports a 17% increase
Freddie Mac reported their 2025 production volume for the multifamily market. The volume totaled $77.6 billion, posing a 17% increase
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Stable price increases for U.S. homes
According to data from Redfin Home Price Index (RHPI), U.S. home prices increased 0.1% month over month in December on
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2026 New Single-Family Home Size Trends
According to third quarter 2025 data from the Census Quarterly Starts and Completions by Purpose and Design and analysis from
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2026 Housing Playbook for Builders & Developers
After a challenging 2025, the housing market is heading into 2026 with expectations of a moderate year. The real upside
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Custom home building grows in 2025
Analysis from the recent Census Data from the Quarterly Starts and Completions by Purpose and Design by The National Association of
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New home sales rose in September and October
The U.S. Census Bureau released the delayed Monthly New Residential Sales report for both September and October 2025.The September data
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2026 Outlook: Finding a Steady Ground
The housing market enters 2026 still shaped by crosscurrents, range-bound mortgage rates, uneven demand and patchy increases in resale inventory.
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2025 ended with the lowest mortgage rates of the year
Long-term mortgage rates are currently at their lowest level since September 2024. With incremental declines and three rate cuts from
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Federal government to potentially ban investor home purchases
Currently, 1 in 3 homes in the U.S. are purchased by investors, leaders in the federal government are looking to
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2026 Housing Market Outlook
The upcoming year brings continued progress toward normalization while building resilience The U.S. housing market is expected to shift toward
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This is what’s driving buyers toward cash home purchases
Rising mortgage rates since the pandemic have made all-cash home purchases increasingly appealing for buyers who can afford them. From
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U.S. housing affordability to improve says economist
National home prices are expected to stay mostly steady in 2026 as the housing market enters a new phase of
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Single-Family CRT Issuance Nears $5.1 Billion
In 2025, Freddie Mac’s Single-Family credit risk transfer (CRT) program issued nearly $5.1 billion through five STACR® and six ACIS®
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10 housing predictions that came true
In 2024 and 2025, experts’ housing market predictions largely proved accurate. Mortgage rates stabilized near 6%, giving buyers and sellers
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What is a good Mortgage Rate in today’s market?
A “good” mortgage rate varies depending on individual financial circumstances, the type of loan and its term. As of December
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Can Offsite Housing Solve the Housing Affordability Crisis?
As housing affordability continues to challenge the U.S. market, community-based organizations (CBOs) are increasingly turning to offsite construction as a
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