Homeownership rate grows to 65.7%
According to new data released from the Census’ Housing Vacancy Survey (HVS) in the last quarter of 2025 the reported homeownership rate rose to 65.7%. While this is a positive shift from the previous quarter’s rate of 65.3%, it is currently below the 25-year average rate of 66.3%. It is important to note, that due to the government shutdown in the fall, the Census collected data only from the last two months of 2025.
According to this report only two age groups grew in homeownership rate. This is for those under 35 (37.9%) and 55-64 (76.7) which grew 1.6 and 0.4 percent respectively. The age group that experience the largest decline was ages 45-54, which fell 1.5 percent from 71.0% to 69.5%.
“While this was a modest quarterly increase, the broader picture continues to reflect significant affordability challenges,” wrote NAHB principal economist Na Zhao in her analysis. “With mortgage interest rates remaining elevated, and housing supply still tight, housing affordability is at a multidecade low.”
The next release is scheduled for April 28, 2026.
