Mortgage Rates Remain Essentially Flat
Mortgage rates have remained relatively stable in recent months, with the 30-year fixed rate at 6.84% and the 15-year at 5.97% as of June 12, 2025—both slightly lower than last year. Freddie Mac’s Chief Economist notes that steady rates, improving inventory, and slower home price growth are positive signs for the housing market during National Homeownership Month.