On July 30, 2026, Freddie Mac released the latest results of its Primary Mortgage Market Survey, showing the 30-year fixed-rate mortgage (FRM) averaged 6.66%. This was up from the week prior’s average of 6.58%. A year ago at this time, the 30-year FRM averaged 6.72%.
“The 30-year fixed-rate mortgage averaged 6.66% this week,” said Sam Khater, Freddie Mac’s Chief Economist. “The housing market continues to benefit from more available inventory, providing prospective homebuyers with additional options and helping support buyer activity as mortgage rates fluctuate.”
The 15-year FRM averaged 6.04%, up from the previous week when it averaged 5.96%. A year ago at this time, the 15-year FRM averaged 5.85%.
