According to Freddie Mac’s Primary Mortgage Survey (PMS) released on Aug. 13, 2026, the 30-year fixed-rate mortgage (FRM) averaged 6.67%, a slight decrease from the previous week’s average of 6.69%.
“Mortgage rates remained relatively stable this week at 6.67%,” said Sam Khater, Freddie Mac’s Chief Economist. “Housing affordability has improved from a year ago and recent increases in purchase and refinance applications suggest that borrowers continue to respond to even modest changes in mortgage rates.”
A year ago at this time, the 30-year FRM averaged 6.58%.
The 15-year FRM averaged 5.96%, down from the previous week when it averaged 6.01%. A year ago at this time, the 15-year FRM averaged 5.71%.
